Summary of cover

This information is provided to highlight to you the key exclusions and conditions of the policy. Please read this very carefully to ensure you understand the limitations of the cover you are about to purchase.

  • There is an excess fee payable for every claim you make.
    • If your claim is for a gadget up to the value of £250 (when new) the excess fee is £50 for any claim.
    • If your claim is for a gadget between the values of £251 - £750 (when new) the excess fee is £75 for any claim.
    • If your claim is for a gadget over the value of £750 (when new) the excess fee is £100 for any claim.
  • If you pay for your insurance annually, then this is an annual policy that will automatically renew each year unless cancelled. If you pay for your insurance monthly, then this is a monthly rolling contract. Your insurance renews each month that you pay for your premium. 
  • This insurance only covers items that were bought in the last 30 days.
  • This policy only covers items purchased in the UK as NEW or refurbished items if sold with at least a 12-month warranty.
  • You need to be able to evidence ownership at point of claim. This can be a copy of your receipt, delivery note or confirmation from your network provider of the phone you have in use on your contract.
  • You may need to prove that your gadget has been used after the date you insured it.